Reviews
Centennial Visa & MasterCard
The Centennial card is issued by The First Premier Bank a member of the FDIC. This is an unsecured card created for individuals looking for a second chance.
There are easy requirements for approval; however it does carry some fees. This includes a one time $95 fee, an account set up fee of $29, and an [...]
Total Visa Credit Card
The Total Visa is a bad credit unsecured card. It was designed for individuals with blemishes on their credit report.
It reports to all the major bureaus monthly. With on time monthly payments you can start to build a positive payment history.
This is very important when your score is calculated. Your utilization ratio will determine another [...]
Orchard Bank MasterCard – Bad Credit Credit Card
The Orchard Bank card is issued by HSBC Bank, one of the largest and most reputable banks. This card is designed for those with a damaged credit score.
They have a unique application process. They will match your credit score with the four cards they offer.
These cards are three unsecured cards and one secured card. If [...]
Tribute MasterCard – Bad Credit Card – Review
The Tribute MasterCard is a bad credit unsecured card. It is frequently used to rebuild a low credit score.
This card is issued by the First Bank of Delaware. They have been sub prime lending for years and are a trusted leader in the industry.
Your card can be used to improve your credit score. It will [...]
Continental Finance MasterCard
This card is a sub prime unsecured card. This means the Continental Finance Card is designed specifically for individuals looking for a second chance with credit.
This card has an initial credit limit of $300. With semi-annual credit limit increases up to a maximum limit of $2000.
You account will be reported monthly to all three credit [...]
Wired Plastic – Prepaid Visa
The Wired Plastic Visa card is a prepaid credit card. You deposit money onto your card and then use your card to make purchases or withdraw cash at ATM’s.
Your card is accepted online and over the phone. In addition it is accepted everywhere you see the visa logo displayed.
You can sign up for free account [...]
NetSpend All Access Prepaid Visa Review
The All Access Visa is a great choice for a prepaid credit card. This card will give you free direct deposit, free account alerts, free bill pay and many more.
This card has no credit check and no chex systems verification. This means that everyone is guaranteed to be approved.
One of the more unique benefits the [...]
Baby Phat Rush Card – Review
The baby phat rush card is a prepaid credit card. It was created by Russell Simmons he co founded the popular Def Jam record label.
The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those [...]
Account Now – Prepaid Visa Review
The Account Now Visa is a prepaid debit card. You deposit money and then use your card to make purchases, pay bills or withdraw cash.
100% guaranteed approval, no matter what is in your credit history. You are guaranteed to be approved even if you are in chex systems, have a bankruptcy or no credit.
This card [...]
Prepaid Credit Cards – How They Work
A prepaid credit card is perfect for individuals than have little or no credit history. It is also a great alternative to a bank account.
This is how prepaid credit cards work; first you deposit funds into your account/card. You use your card to pay bills or make purchases. Then the funds are taken from your [...]
