Wired Plastic – Prepaid Visa

The Wired Plastic Visa card is a prepaid credit card. You deposit money onto your card and then use your card to make purchases or withdraw cash at ATM’s.

Your card is accepted online and over the phone. In addition it is accepted everywhere you see the visa logo displayed.

You can sign up for free account alerts via text messaging and e-mail. This card can be used to book hotel reservations or rent a car.

The most unique benefit about this card is they offer a rewards program. You earn 1 point for every dollar spent.

You can redeem these points at participating retailers, this includes; Cingular, T-Mobile, Verizon and more. Your points can be redeemed for; ring tones, music downloads, and toward your account balance.

It is issued by Bankfirst and offers free direct deposit. You will be expected to pay a $3.95 monthly fee, which is very low compared to other cards that charge $9.95 – $19.95 a month.

Your card can also be used to write physical paper checks to pay your bills. This will eliminate your need to purchase money orders. You can also deposit money on your card through 100,000 retail locations and use pay pal or a bank account transfer.

There is no credit check or chexsystems verification for this card. It also comes with a 30 day money back guarantee.

Your card will act just like a checking account. If you are in chexsystems it will eliminate the need to purchase money orders or pay check cashing fees.

You must be a US resident and able to identify yourself in accordance to the Patriot Act to qualify. In addition you also must be 18 years or older.

In sum we do suggest the Wired Plastic card. It works just like a bank account.